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Then get access to your full credit limit after making an in-store purchase.

Activate your physical card

See your available credit, upcoming payments, PIN for cash advances and more.

Track your account activity

You'll never have to worry about missing a payment again.

Set up Autopay

Manage your card with the Zable app

Track your spending and payments all in one place on our modern, easy-to-use app.

Easily manage your transactions

No robots, just people. Get help in minutes through our chat and phone lines.

Fast and friendly support

After approval, access to a virtual card gives you the ability to make purchases online immediately.

Start spending immediately

Zable Credit Card

Zable Personal Loans and Credit Cards. See your prequalified options with no impact to your credit score.  Quick decisions and excellent service, we’re rated Excellent on Trustpilot!

Fast Credit, Fair Rates

You can start spending straight away with your virtual card on the Zable app.

Instantly use your virtual card

Stay up to date and have a full view of your spending and payments.

Track your transactions and payments

Download the Zable app

Scan the QR code with your phone to download Zable

Available on the App Store or Google Play on your phone

Use your virtual card to make online purchases until you receive your physical card

Activate your card

3 easy steps to start using your card

Use the email you applied with:<break></break><email></email>

Log in with your email

Download the Zable app to get started

Zable reports to all three major bureaus. Stay within your limit and make your payments on time to improve your score.

Build your credit rating

No robots, just people. Get help in minutes.

Why our customers love Zable

Start spending on your virtual card after completing your application.

Access to an instant virtual card

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

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Products

Review and sign the TILA and Promissory Note

To apply for this loan, you’ll need to own a vehicle. It can be paid for in full or with an existing auto loan.

We’ll ask you to provide details about the vehicle later in the application process.

This is a loan secured against your vehicle

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Excellent (2% of vehicles)

Fair (20% of vehicles)

Good (50% of vehicles)

Very good (28% of vehicles)

Vehicle details

Let’s find your vehicle

Where to find your VIN

Where to find your payoff amount

Your auto loan

Do you own a vehicle?

To qualify for your pre-approved offer, Zable requires you to securely connect to your bank to verify important details like your identity and income.

We do this with our partner Plaid who are trusted by 10,000+ financial institutions.

<para>Technology has the power to simplify our lives: that's the principle on which we founded Zable in 2014 in the United Kingdom. While Zable in the US is relatively young, we've helped hundreds of thousands of borrowers in the UK. Getting a loan or credit card shouldn't be a complicated or lengthy process in the digital age.</para><para>So, we built a platform that harnesses technology and data in order to make personal finance hassle-free and customer-friendly.</para><para>There's no need to fill in lengthy forms, deal with paper-based applications, wait days for a decision, wait in line in a branch, or get stuck in hold loops on overburdened customer service hotlines. Zable fixes all of that.</para><para><strong>Be smart about finance - choose Zable.</strong></para>

We offer a fast and seamless journey to our products: our technology makes things easy and straightforward.

Speed

Our customer service is available during business days by email or phone.

Service

Simplicity

Our team is here to support you, every step of the way

If approved, you can start spending straight away with your virtual card on the Zable app.

No robots, just people. Get help in minutes through our chat and phone lines

Pay on time and you may be eligible for an improved limit and APR in as little as 6 months

We'll give you the boost you need

Track your spending and payments all in one place on our simple, easy-to-use app

Easily manage your spending

Access to instant spending

Apply in minutes

Get your money as early as today

If approved, select your term to find the rate that suits you best

Customise your loan

Set me up very quickly and had me paid the next business day. I have been referring anyone that asked me about this kind of service to this company.

Absolutely wonderful service

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